Guide: Everything You Need to Know About RFID Card Skimming

When protecting your information is a priority, you need to know about RFID-blocking technology. If you use a credit or debit card that can make contactless payments, that card is embedded with an RFID chip. RFID stands for radio frequency identification. RFID chips are embedded in passports, used by our phones, and contained in credit and debit cards for the purpose of quickly scanning and verifying information without the need to swipe or slide your card.

Person taking a card out of their wallet

From this article, you’ll learn how to protect your RFID-equipped cards using a wallet with RFID protection. In addition, you’ll learn how to pick the best RFID-blocking wallet for you and gain an understanding of how RFID protection works.

Why RFID Protection is Essential for Your Wallet

RFID chips make life easier and more convenient. They save time and energy and speed up the transactions you make throughout the day. However, when you carry cards that can complete contactless payments with you unprotected, you’re potentially putting yourself at greater risk for identity theft.

Because RFID chips can be scanned from a distance, identity thieves called skimmers can access your card information without you noticing. When you’re out in the world, going about your day, it’s essential to protect your information by using an RFID-protected wallet. Carrying your RFID-equipped cards in a wallet with RFID protection ensures that you can have peace of mind when working, traveling, and making everyday transactions.

How RFID Blocking Works

When you put your RFID-equipped cards in an RFID-blocking wallet, you’re enclosing them in what is known as a Faraday cage. The Faraday cage is named after Michael Faraday, who was the first to use a metal cage to block out electromagnetic fields. Use of a Faraday cage blocks the devices skimmers use to access your card information from working.

The technology used in RFID-blocking wallets won’t hinder your contactless card from working or damage it. However, it will block out unwelcome attempts at scanning the RFID chip on your card and copying its information. It may seem unlikely that you’d be targeted by a skimmer, but it’s better to be safe than sorry.

Aluminum Wallets vs. Leather Wallets: Is there a Best Option?

Aluminum wallets and leather wallets are both often found in the everyday carry setups of modern men. The primary differences between aluminum and leather wallets are often aesthetic in nature rather than functional. Leather wallets have a more classic, timeless look, whereas aluminum wallets tend to look more modern and even futuristic.

You can find high-quality wallets made out of both leather and aluminum, as well as a combination of the two. While leather wallets may be the more traditional option, they might not fit your personal aesthetic preferences. A wallet’s form is just as crucial as its function, and if you prefer aluminum as your wallet material of choice, you’re not making the wrong choice.

Someone taking a card out of their wallet

Leather wallets are often carried for their classic look and the fashion value of leather. High-quality leather goods make an impression and can spruce up an outfit. Remember that a wallet isn’t just a tool. It’s an accessory as well. One of the benefits of choosing a leather wallet is its role in contributing to your overall look, style, and presentation.

On the other hand, aluminum wallets have aesthetic and fashion value as well. The look of an aluminum wallet is sleek and modern and lends itself to simple, rugged outfits. Depending on your career, lifestyle, and personal fashion preferences, it’s up to you to determine which material is best for your wallet— there’s no objective “best” option.

Are Aluminum Wallets More Secure?

RFID-blocking technology can be implemented into both aluminum and leather wallets. Ekster offers both aluminum and leather money-carrying mechanisms, and all of them have built-in RFID protection for your cards. Ekster’s leather wallets and cardholders have metal Faraday cages built into their card-holding slots. The leather exterior looks great, and the interior is just as secure as a wallet with an aluminum exterior.

Wallet or Cardholder?

When it comes to your money-carrying mechanism of choice, the main factors that come into play are the demands of your career and lifestyle, your personal style preferences, and how you tend to make purchases throughout the day. A cardholder is a great option if you are interested in a more non-traditional, sleek, and minimalistic many-carrying option. Ekster’s cardholders fan out your cards with the push of a button for easy access and selection, saving you time and energy. If simplicity is your goal and you’re looking for something that is a departure from the wallets carried by men in generations before you, opt for an Ekster cardholder.

If you’re a purist who loves to appreciate the classics while living in the modern world, Ekster’s Modular bifold wallet is the best wallet out there for you. Holding onto the classic wallet format but updating it to meet the demands of modern life, the Modular bifold looks and feels great. It’s reminiscent of the classic wallets of decades gone by but is right at home in 2020.

Not sure whether to go for a bifold or a cardholder? You’re in luck. Ekster offers a happy medium in the form of the Parliament wallet. With multiple RFID-protected card slots, a multi-purpose strap for holding cash and the same convenient card-ejection system as Ekster’s senate cardholder, the Parliament is a perfect combination of form and function.

How to Safeguard Your Wallet

When you’re carrying around a high-quality wallet, it’s important to both keep a low profile and protect your information in case the worst happens. If you lose your wallet or suspect that it’s been stolen, Ekster has the technology to help you get it back. Ekster’s wallets and cardholders can be easily equipped with a credit card-sized tracker that can give you your wallet’s location via GPS. Plus, if you misplace your wallet somewhere in the house, you can ring its tracker from your phone and locate it instantly.

Equipping your wallet with a tracker card lowers the risk of losing it immensely. The combination of a smart tracker with an RFID-protected wallet gives you peace of mind when you make payments and go about your daily tasks. That peace mind is well worth the investment and brings a simpler, more stylish way of carrying money along with it.

As you know now, RFID-blocking technology can be found in both aluminum and leather wallets in the form of a Faraday cage. When it comes to deciding which wallet material is best for you, there’s plenty of personal freedom. Style and fashion are grey areas where you have the ability to choose what looks and feels best. Ultimately, when you choose an Ekster wallet or cardholder, you’re getting much-needed protection for your contactless cards in a great-looking package. This is true regardless of the material you choose for your wallet.

Someone holding their phone and a wallet

When you’re looking for a new wallet, take into consideration the outfits you wear and what will pair best with them. Accessorizing with a great-looking wallet can be a major boost to your confidence and overall presentation, so it’s well worth it to get a wallet that you love. Make sure you choose one with RFID protection built in, whether it be leather or aluminum, because we make the smartest wallet. When you need security, functionality, and style, Ekster has you covered.

 

FAQS

  • What is the meaning of RFID in relation to wallets and how does it work for secure transactions?

    RFID stands for Radio Frequency Identification, and it refers to technology used in wallets to securely store and transmit payment information wirelessly. A small chip embedded in the wallet allows for contactless transactions with compatible payment terminals. When the wallet is held near the terminal, the RFID chip communicates with it to securely transfer payment information without the need for physical contact. This technology adds an extra layer of security to transactions as it can only be accessed at close range, reducing the risk of unauthorized scanning or theft of sensitive information.

  • How effective are RFID wallets in protecting against electronic theft?

    RFID wallets are extremely effective in protecting against electronic theft. These wallets are equipped with special linings that block radio frequency signals, preventing thieves from skimming information from your credit cards or personal identification. This added layer of security gives peace of mind knowing that your sensitive information is safe from unauthorized access. It is worth investing in an RFID wallet to protect your financial and personal data from potential cyber threats.

  • How effective are RFID blocking cards at protecting against identity theft and unauthorized scanning?

    RFID blocking cards are effective at protecting against identity theft and unauthorized scanning by blocking the signals emitted by RFID-enabled cards and preventing personal information from being stolen wirelessly. However, they are not foolproof and can still be compromised by advanced hacking techniques. It is advisable to use additional security measures such as encryption and two-factor authentication for maximum protection against identity theft.

  • What are the best features to look for in an aluminium wallet?

    When looking for an aluminium wallet, the best features to consider are durability, security, and compactness. Look for a wallet that is made from high-quality aluminium to ensure it can withstand everyday use. Choose a wallet with RFID-blocking technology to protect your cards from unauthorized scanning. Additionally, opt for a slim and lightweight design that can easily fit in your pocket or bag. Features like a money clip or elastic bands for cash and cards organization can also be beneficial. Overall, prioritize functionality and practicality when choosing an aluminium wallet

  • What are the best RFID blocking materials for protecting your personal information from skimming devices?

    The best RFID blocking materials for protecting your personal information from skimming devices include RFID blocking sleeves or wallets made from materials such as RFID blocking fabric, aluminum foil, carbon fiber, or special RFID shielding materials like Faraday cages. These materials help to block electromagnetic signals and prevent unauthorized access to your credit card or passport information, keeping your personal data safe from potential hackers. It is important to choose a reputable brand or manufacturer that offers quality RFID blocking products to ensure the effectiveness of the protection.

  • What are the key differences between NFC and RFID technology?

    NFC (Near Field Communication) and RFID (Radio Frequency Identification) are both wireless communication technologies, but with key differences. NFC allows for two-way communication between devices within close proximity, typically used for mobile payments and data sharing. RFID, on the other hand, is a one-way communication method where a reader scans and collects information from RFID tags attached to objects for tracking and identification purposes. NFC is generally used for short-range communication, while RFID can operate at longer distances. NFC is more secure as it requires close proximity for data transmission, while RFID can be read from a distance, making it more vulnerable to unauthorized scanning. Additionally, NFC is mainly used in consumer applications, while RFID is utilized in various industries such as retail, healthcare, and logistics for inventory tracking and supply chain management.

  • What are the best RFID wallets for women to protect their personal information and prevent identity theft?

    There are several great RFID wallets for women to choose from to keep their personal information safe. Some popular options include the Travelambo Women's Wallet, the Itslife Women's RFID Blocking Wallet, and the Lavemi Women's RFID Blocking Leather Wallet. These wallets are stylish, functional, and come with RFID blocking technology to prevent identity theft. It's important to look for a wallet that not only looks great but also provides the necessary security features to keep your information safe.

  • What are the best RFID wallets for women to protect their personal information and prevent identity theft?

    There are several great RFID wallets for women to choose from to keep their personal information safe. Some popular options include the Travelambo Women's Wallet, the Itslife Women's RFID Blocking Wallet, and the Lavemi Women's RFID Blocking Leather Wallet. These wallets are stylish, functional, and come with RFID blocking technology to prevent identity theft. It's important to look for a wallet that not only looks great but also provides the necessary security features to keep your information safe. 

FAQS

  • How does RFID technology work and what are its applications?

    Radio-frequency identification (RFID) technology works by using electromagnetic fields to automatically identify and track tags attached to objects. The tags contain electronically stored information that can be read by a RFID reader. RFID technology has a wide range of applications, including inventory management, supply chain tracking, access control, payment systems, and asset tracking. In retail, RFID tags can be used to monitor stock levels and prevent theft. In healthcare, RFID can be used to track patient records and medication. Overall, RFID technology improves efficiency, security, and accuracy in various industries.

  • What are some of the top-rated RFID blocking wallets on the market?

    Some of the top-rated RFID blocking wallets on the market include the Fossil Men's RFID Flip ID Bifold Wallet, the Travelambo RFID Front Pocket Minimalist Wallet, the Hammer Anvil RFID Blocking Minimalist Wallet, and the Alpine Swiss RFID Blocking Leather Wallet. These wallets are known for their quality materials, slim profile, and ability to protect your sensitive information from electronic theft.

  • What are the benefits of using an RFID wallet and how does it protect against electronic pickpocketing?

    An RFID wallet offers protection against electronic pickpocketing by blocking the radio waves that are used to steal information from your credit cards and IDs. By using special materials that create a shield around your cards, an RFID wallet ensures that your personal information remains safe from potential hackers and thieves. Additionally, RFID wallets help to shield your cards from wear and tear, prolonging their lifespan and protecting them from physical damage. This added layer of security can give you peace of mind knowing that your sensitive information is safe from unauthorized access.

  • How can I protect my RFID cards from potential skimming attacks?

    To protect your RFID cards from potential skimming attacks, you can consider using RFID-blocking sleeves or wallets that prevent unauthorized scanning of your cards. Additionally, you can also enable two-factor authentication if available for your cards to add an extra layer of security. Regularly monitoring your card transactions for any unauthorized activity can also help in detecting any potential skimming attacks. It is important to be vigilant and proactive in safeguarding your RFID cards to prevent any unauthorized access to your sensitive information.

About Ekster

Here at Ekster, we're in the business of making your life easier.

We started with upgrading the traditional leather wallet, making it easier to use and harder to lose. Now, we're taking on the rest of your essentials to make each day easier for you.

Learn more about Ekster

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